Maximizing Your Federal Employee Retirement Benefits

You are invited to a special virtual workshop!

This informative workshop is designed to help you better understand how your federal benefits fit into your retirement income plan and begin preparing for retirement. We’ll cover FERS/CSRS eligibility requirements and annuity calculations, survivor benefits and how to draw income from your Thrift Savings Plan.

We will cover the following important topics:

Your Presenter

Melissa S. Carriles Biggham

Lasting Legacy Wealth Management

Melissa is a Financial Advisor and owner of Lasting Legacy Wealth Management. She is a graduate of the University of Hawaii with a Bachelor’s Degree in Business Administration. Melissa resides with her wonderful husband and two amazing boys Mason and Kai in the Washington DC area. During her free time, she enjoys spending time outdoors, boating, and golfing with her family. 

While working in the financial services industry since 2007 she has gained extensive knowledge in retirement planning, investment management, and insurance planning. Melissa is passionate about designing and implementing personalized strategies that can help clients reduce their overall market risk, protect their assets, and maximize their lifetime income throughout retirement. 

Lasting Legacy Wealth Management just like Melissa is completely independent, we are not owned by a bank, brokerage firm, or insurance company. Independence allows us to work as a conflict-free Fiduciary in an ever changing market. At Lasting Legacy Wealth Management, our primary objective is to represent our clients rather than any one particular company. Our personalized approach to planning is designed to address all possible financial concerns and help clients truly navigate their way to retirement freedom.


Melissa S. Carriles-Biggham
Lasting Legacy Wealth Management

Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker dealer, member FINRA/SIPC.


We are registered to sell Securities in the following states: MD, DC, VA, FL, PA, NJ, DE, IN, MO, TN, TX.


Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker dealer, member FINRA/SIPC. Advisory, insurance, and tax services offered through Bay Financial Planning and Tax Services, LLC, a Registered Investment Adviser. Lasting Legacy Wealth Management, Bay Financial Planning and Tax Services, LLC, and Cambridge are not affiliated.


Your Federal Retirement and Melissa S. Carriles-Biggham are not affiliated with the U.S. Federal Government and is not sponsored or endorsed by any governmental agency. This material has been prepared for informational purposes only. It is not intended to provide, and should not be relied upon for, accounting, legal, tax or investment advice. By responding and or providing information on this site you may be contacted by a financial or insurance professional.