Maximizing Your Federal Employee Retirement Benefits

You are invited to a special virtual workshop!

This informative workshop is designed to help you better understand your federal benefits and begin preparing for retirement. We’ll cover FERS/CSRS eligibility requirements and annuity calculations, survivor benefits and how to draw income from your Thrift Savings Plan.

We will cover the following important topics:

Your Presenter

Patrick Ginefra, CFEd®


As the founder of and MyLife Wealth Management, For over 20 years Pat has been recognized as a leading financial educator throughout the state of Delaware. As a Certified Financial Educator (CFEd®) one of his strengths is empowering pre-retirees with knowledge through a course in retirement literacy taught at local Universities and Corporate Workshops  In their advisory roles Pat and his staff  have consistently shown their clients how to build a bridge to confidently guide their assets during and through the retirement transition.  This is a critical time for most that requires a different approach than in the accumulation years of the client.  The focus is on the goals of the client, optimization of their income as well as future growth.  In addition, it’s critical to address all the risks they will face in retirement.  Many companies promise individual attention and unbiased guidance; Pat delivers on these and offers guidance from an independent position with access to all major companies to truly provide the best individual solutions.

?Pat and his wife Beth have been married for 37 years and live in Wilmington, Delaware, near their two sons Marco and Jesse, both employed in the family practice. The Ginefra family is active in their spare time, raising awareness about organ donation with the Gift of Life Foundation in the Greater Philadelphia area.


Patrick Ginefra, CFEd®
3650 1/2 Silverside Rd.
Wilmington, DE 19810

Investment advisory services offered by duly registered individuals on behalf of ChangePath, LLC a Registered Investment Adviser. ChangePath, LLC and are unaffiliated entities.